Frente a los créditos hipotecarios tradicionales, el Sistema de Ahorro y Préstamo del INVU se ha consolidado como una alternativa a crédito hipotecario bancario en Costa Rica para quienes desean mayor previsibilidad financiera y un proceso más versatile. El beneficio total incluye no solo la ganancia por intereses, sino también el ah

Este es un problema común en la valoración de instrumentos financieros, donde hay muchos productos muy singulares. Para saber esto, deberíamos poder comparar el plan del INVU con alternativas similares, y evaluar, ahí sí, sus posibles beneficios. Existe incluso un mercado secundario activo para la negociación de planes, en los que

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